# Cross-chain money market Concordia can be employed as a universal money market for native digital assets from multiple blockchains. For example, a user may want to borrow APT on Aptos using only ETH on Ethereum as collateral to secure the loan. In this example, they retain their exposure to native ETH (that is, they do not “bridge” it to Aptos). And they gain leveraged exposure to APT on Aptos. They may then spend this APT anyway they please. The cross-chain money market application makes it very easy for users to permissionlessly enter into new blockchain networks, and interact with their applications, without needing to go through a centralized exchange to acquire the native tokens. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.concordia.systems/use-cases/cross-chain-money-market.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.